Unlike most states where the license is called a Life & Health insurance license, in Washington, health insurance is covered under disability, so you will be seeking a life and disability insurance license.
Health and life insurance are two of the most popular types of policies. Before you can start selling any insurance in Seattle, Tacoma, Olympia, Spokane, Yakima, and other areas in Washington, you will need the proper license.
At ABTrainingCenter.com, we have all the information and guidance on earning your life and health insurance license in Washington, including pre-licensing requirements and preparing for the licensing exam.
If you earn a life and disability insurance license, you can serve many Washington residents with the policies they need and build your client base. To help you earn this license, included below are links for our best-selling Washington State Life & Health insurance licensing courses, as well as information and links for you to read about specific requirements for earning your license.
Agent Broker Training Center can help you meet pre-licensing requirements and prepare for your licensing exam. We offer time-tested and carefully designed courses and materials that are specifically geared towards helping you pass state insurance licensing exams. Find the study aids you need and click the link below to get started.
How To Become A Life & Health Insurance Agent In Washington State
Below is information on the licensing requirements for becoming a Washington Life & Health Insurance Agent, its insurance department, test requirements, and examination scheduling facilities. Note: In Washington, health insurance is covered under disability, so you will be seeking a life and disability insurance license
Life And Health Pre-Licensing Requirements For Washington Resident AgentsTo sit for the Washington life insurance or disability insurance exam, you will need to fulfill Washington pre-licensing requirements. This means 20 hours of study for each line. This is demonstrated by the successful completion of a state-approved pre-licensing course, like the courses offered at Agent Broker Training Center.
Washington Life And Health Insurance Exam RequirementsTo register for your exam, contact PSI Exams. Make sure to arrive promptly at the scheduled time and location. Bring two forms of I.D., including a photo I.D. like a passport or driver's license, and any other government-issued I.D.
Bring $50 to pay for fingerprinting, which you can do at the testing site after you take the exam. Do not leave the testing center without getting fingerprinted, as you cannot receive your license without fingerprinting and a background check. Your exam options in Washington are:
- Life Insurance: 100 questions, 2 hours
- Health Insurance: 100 questions, 2 hours, 30 minutes
- Life, Accident and Health Insurance: 150 questions, 3 hours and 55 minutes
If you achieve a 70 percent or higher, your score report will reflect this with a "pass" designation. You can then go online to the Washington Department of Insurance or the NIPR website to apply for your license.
What Is On The Washington Life and Health Insurance Exam?Since Life & Health licensing is state specific, your exam will include questions on your state's insurance regulations for the product(s) you want to sell. Your exam covers topics such as the following:
- Insurance regulations
- Life insurance basics
- Health insurance basics
- Disability insurance
- Group health insurance
- Policy Provisions
- Tax considerations for health insurance
- State regulations
Though requirements vary by state, you can expect somewhere in the range of 100 or more questions. You'll need a score of 70% or higher to pass.
Tips For Studying For Your Life And Health Insurance License ExamThe following tips for studying for your Life and Health Insurance License exam should help you pass your exam on the first try.
Step 1: Make A Commitment - And Stick To ItWhether you plan to study full- or part-time, start by taking a few minutes to plan how study process. Will you spend an hour every evening? Spend all day every Tuesday? Have a mentor work with you? Regardless of what you plan, make sure you stick to it.
Step 2: Develop A Study PlanOnce you commit to when and how long you will study, plan on
how to do it. Most students say they need 40 or more hours to feel prepared. Typically, they split the majority of their time between reading the textbooks or study materials and taking practice exams, so plan accordingly, but double-check your progress periodically and make adjustments as needed.
Step 3: Know The Format Of The ExamThe format of most state insurance exams is a timed, proctored, multiple choice test, typically consisting of 100 or more questions (the actual length and number of questions on your exam will depend on the state in which you are testing).
Step 4: Practice, Practice, And Practice Some More!Whether you take one of our in-person, online, or self-study pre-licensing courses, all come with many sample exam questions. You can even build customized exams based on difficulty, length, and topic of your choice. As you'd probably guess, we suggest you take as many of these sample exams as possible so that you are fully prepared to pass your exam on the first time.
Contact Info: Washington Insurance Licensing Requirements
To help with your examination scheduling, we have provided below information on Washington licensing requirements, its insurance department, and examination scheduling facilities.
Commissioner of Insurance, State of WashingtonAddress: 5000 Capitol Boulevard | Tumwater, WA 98501
Phone: 360.725.7144
Website: http://www.insurance.wa.govExamination SchedulingProvider: PSI Exams
Phone: 1.800.733.9267
Website: http://www.psiexams.com/Good luck passing your Washington Life & Health insurance licensing exam!
Other Insurance Licensing Courses For Washington:
DisclaimerThis information is based on state laws and regulations, and is subject to change. ABTrainingCenter makes every effort to make sure this information is current and accurate, however, ABTrainingCenter is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.
Unlike most states where the license is called a Life & Health insurance license, in Washington, health insurance is covered under disability, so you will be seeking a life and disability insurance license.
