How To Be An Insurance Claims Adjuster License In Virginia

Interested in becoming an insurance claims adjuster in Virginia? As a claims adjuster, it is your job to examine an incident that resulted in a claim. Based on your investigation, the insurance company will decide whether or not to pay the claim and how much they are responsible for. This is a vital and potentially lucrative career path in the insurance industry.

What Does A Virginia Insurance Claims Adjuster Do?

An Adjuster inspects property damage or personal injury claims to determine how much the insurance company should pay for the loss. They might inspect a home, a business, or a vehicle to determine how much the insurance company should pay out.

Though the process for reviewing a home versus a car claim may very somewhat, to determine the amount of payout, an Adjuster might interview the claimant and/or witnesses, inspect the damaged property, do additional research such as look at photos, police reports, or doctor/hospital records, evaluate damage, ascertain payout amount, and communicate with the insurance agent and/or client. Typically an adjuster will:

• Verify an insurance policy exists for the insured person and/or property
• Identify coverages for which the insured is covered
• Evaluate the covered injuries and/or damages
• Complete applicable paperwork
• Negotiate a settlement according to the applicable laws

Virginia Insurance Adjuster Licensing Requirements

Virginia does not require a license to work as an adjuster, and there is no required insurance adjuster exam or courses, so you can start adjusting claims in Virgina without any special licensing or certification. That said, most insurance companies prefer to hire some with training or experience, so we recommend taking either the Florida or Texas "Designated Home State" training courses listed below.

How Can I Get Hired As An Insurance Claims Adjuster In Virginia?

Virginia residents interested in independent adjusting should consider obtaining a Designated Home State (DHS) Texas or Florida adjuster license. Independent adjusters tend to work in multiple states, so you can choose a state - in this case, Florida or Texas - whose license is accepted as your home state license.

Agent Broker Training Center is your best resource for insurance claims adjuster courses and training in Virginia. We offer adjuster license courses to prepare you for either the Texas or Florida adjuster licensing exam. See below to learn more and register for your courses.

We also recommend signing up for one of our Xactimate courses. Xactimate software is critical for any insurance claims adjuster. If you are an Xactimate expert, your chances of getting hired will increase.

Recommended Virginia Insurance Adjuster Training Courses

AB Training Center provides Adjuster training courses, study guides, and exam prep materials. Simply select from the recommended courses below.

Also Available: Xactimate Training Courses

We also have courses to help you familiarize yourself with Xactimate software. If you aren't familiar with Xactimate already, you'll know all about it once you start working as an adjuster. This is critical claims estimating software and we can show you how to use it the right way.