The Florida Legislature enacted a law requiring all residential property insurance companies to file with the Office of Insurance Regulation a range of premium discounts they propose to offer. Insurance companies issuing new homeowners' insurance policies, or the first renewal of a homeowner's insurance policy, must let policyholders know they can get discounts if they strengthen their homes against hurricane damage. All residential property insurance companies must provide all new and renewing customers the exact discounts that apply specifically to their homes. The premium discounts are based on various hurricane mitigation options.