How To Become A Pennsylvania Insurance Adjuster

Looking to advance your career in the insurance industry? Consider becoming a Pennsylvania insurance claims adjuster. Virtually all insurance companies use adjusters to stay operational and determine the outcomes of claims.

What Is An Insurance Claims Adjuster?

When a claim is filed, an insurance adjuster goes into the field and investigates the claim by examining sites, doing research and talking to witnesses. They determine if the insurance company is responsible for the claim and to what degree. Insurance companies depend on the knowledge and good judgment of claims adjusters.

What Does A Pennsylvania Insurance Claims Adjuster Do?

A Pennsylvania Insurance Claims Adjuster inspects property damage or personal injury claims in Philadelphia, Pittsburgh, Allentown, Erie, Reading, Scranton, Bethlehem, Lancaster, Levittown, Harrisburg, and other cities to determine how much the insurance company should pay for the loss. They might inspect a home, a business, or a vehicle to determine how much the insurance company should pay out.

Though the process for reviewing a home versus a car claim may very somewhat, to determine the amount of payout, an adjuster might interview the claimant and/or witnesses, inspect the damaged property, do additional research such as look at photos, police reports, or doctor/hospital records, evaluate damage, ascertain payout amount, and communicate with the insurance agent and/or client. Typically, an adjuster will:

• Verify an insurance policy exists for the insured person and/or property
• Identify coverages for which the insured is covered
• Evaluate the covered injuries and/or damages
• Complete applicable paperwork
• Negotiate a settlement according to the applicable laws

How To Become A Pennsylvania Insurance Adjuster

Technically, you are free to start adjusting claims in Pennsylvania without any special licensing or certification. That said, most insurance companies prefer to hire some with training or experience, so we recommend taking one of the "Designated Home State" courses below.

• Earn A Designated Home State License
  For residents of states that don't license adjusters, like Pennsylvania, states like TX and FL allow non-residents to take an adjuster exam that they can use to designate as their "home state" when it comes to adjusting. See the links below for details on these courses
• Learn Xactimate
  This is the number one claims adjustment software program that all the best adjusters use. If you know Xactimate well, you will have an advantage over others applying for the same job.
• Enroll In An Agent Broker Training Center Adjuster Licensing Course
  We have courses to help you learn Xactimate as well as prepare you for either the Florida or Texas all-lines adjuster licensing exam. Click the links below to register for your courses and maximize your Pennsylvania insurance adjuster opportunities!

Recommended Pennsylvania Insurance Adjuster Licensing Courses, Study Guides, And Exam Prep Materials

AB Training Center provides approved Pennsylvania Adjuster training classes, study guides, and exam prep materials needed to obtain your Pennsylvania Insurance Adjuster license. We have everything you need to prepare yourself for the Pennsylvania Claims Adjuster exam. Simply select from the recommended courses below, or search under "Licensing" in the search box thereafter for "Insurance-Adjusters".

Also Available: Xactimate Training Courses

We also have courses to help you familiarize yourself with Xactimate software. If you aren't familiar with Xactimate already, you'll know all about it once you start working as an adjuster. This is critical claims estimating software and we can show you how to use it the right way.