New Jersey Life & Health Insurance License Class & Exam Prep
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How To Earn Your New Jersey Life & Health Insurance License
Looking Life and Health insurance courses in New Jersey? Then you've come to the right place, as we offer pre-licensing courses, study guides, practice tests, and exam prep materials via live in-person classes, online training courses, and self-study materials to help you earn your New Jersey Life & Health insurance licenses.
Selling life or health insurance in New Jersey can be quite profitable, but you cannot do it without the correct licenses. But have no fear, we can help you to determine the New Jersey licensing and pre-licensing requirements, as well as finding the right exam prep materials.
Benefits Of A Life And Health Insurance License In New JerseyAre you looking to sell Life & Health insurance in New Jersey cities like Newark, Jersey City, Paterson, Elizabeth, Edison, Toms River, Clifton, Camden, Passaic, Princeton, Trenton, and other New Jersey cities? If so, we can help. Below you will find information about the prelicensing requirements, where and how to take and study for the licensing exam, and links to courses that will help you learn what you need to know and prepare to pass your New Jersey licensing exams.
What Does A New Jersey Life And Health Agent Do?A Life And Health (L&H) Insurance Agent (in some states, also known as "Life, Health, And Accident) sells Life, Disability, Long Term Care, Medicare, and other policies to groups and individuals. As a Life & Health Agent, you advise clients on what policies best suit their needs, tailor policies to fit their requirements, and help customers when they have questions or want to add coverage. Ideally, the relationship with your clients will be a long-term one, so you should stay current on your customers' needs, including adding or lowering coverage levels as people age or acquire more wealth or have changing needs.
What Can You Do With A Life And Health License In New Jersey?Earning a life and health insurance license permits you to sell life and/or health insurance in the state(s) in which your are licensed (insurance licensing is state specific, so you generally need a license from each state for each type of insurance line you want to sell in that state).
What Are The Requirements For Becoming A New Jersey Life and Health Insurance Agent?Licensing requirements vary from state to state, so ABTrainingCenter offers insurance pre-licensing courses for each state...and for most states we offer your choice of in-person, online, or self-study options. In all cases, our programs typically contain not only great training material, but numerous practice exams to help you pass your Life & Health insurance license exam on the first try! Here is just some of the exam prep materials that you receive:
- A downloadable textbook that includes information on New Jersey insurance laws
- Class Notes and Audio Review
- OnDemand Online Video Review that can be viewed as frequently as you like
- Loads of practice exam questions
Recommended Insurance Pre-Licensing Courses For New Jersey Life, Health, And Accident Licensing
Looking for Life & Health insurance courses in New Jersey? We can help! To find New Jersey insurance licensing courses, study guides, practice exams, and exam prep materials, simply click on any of the recommended courses below or select your desired license type and your state from the "Licensing" section of the search box below. Good luck becoming a New Jersey insurance agent!
Best-Selling Training Courses:
Instructor-Led: Virtual/In-Person Seminars
Instructor-Led: Webinars
Online Training Courses
Top FAQs
Independent Insurance Agents typically earn commissions for selling various insurance products.
Independent Insurance Agents typically earn commissions for selling various insurance products.
You must take your state-required pre-licensing course and pass your state's licensing exam. There also are base requirements such as a minimum age, passing a background check, etc.
Pros include flexible work schedules, high incomes via commissions, and helping your neighbors. Cons include low pay if you don't produce, pressure of working in a sales position.
In New Jersey, it takes 40-48 hours to complete your state's required pre-licening course.
We offer online and Instructor-led courses for taking your state's required pre-licensing course and earning your New Jersey insurance license.
If you work for a firm like AllState, you sell their products only. As an Independent Agent, you can sell products from several companies.
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What Are The New Jersey Licensing Requirements
Life And Health Pre-Licensing Requirements For New Jersey Resident AgentsYou need to meet pre-licensing requirements before taking the New Jersey life or health insurance licensing exam. To do so, you must undergo a state-approved pre-licensing course and pass the relevant certification exam.
You can find both the course and the pre-licensing certification exam you need through Agent Broker Training Center. Once you demonstrate your knowledge of the material by passing the exam, you are free to take the actual licensing exam you are interested in.
New Jersey Life And Health Insurance Exam RequirementsEach licensing exam comes with a registration fee. You can sign up at PSI Exams. On your scheduled day, show up at the testing location with your pre-licensing certificate, a government-issued, current photo I.D. and a second form of I.D.
The New Jersey Life Insurance Examination is an 83-question, multiple-choice exam covering issues like types of life insurance policies, taxes, retirement and related issues. The New Jersey Accident and Health Examination is 88 questions on issues like types of health policies, social insurance and other insurance concepts. For either exam, you will have three and a half hours to complete it. A success rate of 70 percent is required for passing. You will find out as soon as you complete your test whether or not you have passed. Then, NIPR and the Department of Insurance will receive your score automatically.
You cannot get your license until you pass a background check. You can schedule a fingerprint appointment at IdentiGO. Bring your I.D., money or a credit card to pay the fee, and a filled-out Universal Form (which you can access at the Department of Insurance website; see the url below) to your fingerprinting appointment.
How To Become A New Jersey Life & Health Insurance Agent
Below is information on the licensing requirements for becoming a New Jersey Life & Health Insurance Agent, its insurance department, test requirements, and examination scheduling facilities.
What Is On The New Jersy Life & Health Insurance Licensing Exam?- Types of Policies
- Policy Provisions, Clauses, and Riders
- Social Insurance
- Underwriting Procedures
- Other Insurance Concepts
- New Jersey Laws, Rules, and Regulations
Tips For Studying For Your New Jersey Life And Health Insurance License ExamThe following tips for studying for your Life and Health Insurance License exam should help you pass your exam on the first try.
Step 1: Make A Commitment - And Stick To ItWhether you plan to study full- or part-time, start by taking a few minutes to plan how study process. Will you spend an hour every evening? Spend all day every Tuesday? Have a mentor work with you? Regardless of what you plan, make sure you stick to it.
Step 2: Develop A Study PlanOnce you commit to when and how long you will study, plan on
how to do it. Most students say they need 40 or more hours to feel prepared. Typically, they split the majority of their time between reading the textbooks or study materials and taking practice exams, so plan accordingly, but double-check your progress periodically and make adjustments as needed.
Step 3: Know The Format Of The ExamThe format of most state insurance exams is a timed, proctored, multiple choice test, typically consisting of 150 or more questions (the actual length and number of questions on your exam will depend on the state in which you are testing).
Step 4: Practice, Practice, And Practice Some More!Whether you take one of our in-person, online, or self-study pre-licensing courses, all come with many sample exam questions. You can even build customized exams based on difficulty, length, and topic of your choice. As you'd probably guess, we suggest you take as many of these sample exams as possible so that you are fully prepared to pass your exam on the first time.
Contact Info: New Jersey Insurance Licensing Requirements
To help with your examination scheduling, we have provided below information on New Jersey licensing requirements, its insurance department, and examination scheduling facilities.
New Jersey Department of Banking and Insurance - Insurance LicensingAddress: 20 W. State Street | P.O. Box 327 | Trenton, NJ 08625-0327
Phone: 609.292.4337
Fax: 609.984.5263
Website: https://www.state.nj.us/dobi/division_insurance/index.htmExamination SchedulingProvider: PSI Services LLC
Phone: 800-733-9267
Website: www.psiexams.comGood luck passing your New Jersey Life & Health insurance licensing exam!
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DisclaimerThis information is based on state laws and regulations, and is subject to change. ABTrainingCenter makes every effort to make sure this information is current and accurate, however, ABTrainingCenter is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.
