Michigan Insurance License Requirements
Best-Selling Training Courses:
Below are information and links for you to read about specific requirements for each license type, as well as links to our best-selling Michigan Life & Health, Property & Casualty, and Adjuster insurance licensing courses.
Instructor-Led: Webinars
Online Training Courses
How To Earn A Michigan Insurance License By Using Our Pre-Licensing Courses And Exam Prep Materials
Searching for Michigan Insurance licensing training courses to earn your Michigan Insurance License to serve groups and individuals in Detroit, Grand Rapids, Lansing, Ann Arbor, Flint, Dearborn, Livonia, Troy, Kalamazoo, and other cities in Michigan?
If so, you've come to the right place, as we offer pre-licensing courses, study guides, practice tests, and exam prep materials via live in-person classes, online training courses, and self-study materials.
What Do Michigan Insurance Agents Do?
What Does A Michigan Life And Health Agent Do?A Life And Health (L&H) Insurance Agent (in some states, also known as "Life, Health, And Accident) sells Life, Disability, Long Term Care, Medicare, and other policies to groups and individuals. As a Life & Health Agent, you advise clients on what policies best suit their needs, tailor policies to fit their requirements, and help customers when they have questions or file a claim.
What Does A Michigan Property And Casualty Agent Do?A Property And Casualty (P&C) Insurance Agent sells policies on homes, apartments, vehicles, and other items that cover liability for property damage or injuries to visitors injured on your property. As a P&C Agent, you advise clients on what policies best suit their needs, tailor policies to fit their requirements, and help customers when they file a claim.
What Does A Michigan Insurance Adjuster Do?An Adjuster inspects property damage or personal injury claims to determine how much the insurance company should pay for the loss. They might inspect a home, a business, or a vehicle, then analyze the situation, talk to witnesses, do research and otherwise investigate to make sure the claim is legitimate and the claimant gets a settlement that is fair based on the parameters of their policy.
Recommended Insurance Pre-Licensing Courses And Exam Prep Materials For Michigan Life, Health, P&C, And Adjuster Licensing
To find Michigan insurance licensing courses, study guides, practice exams, and exam prep materials, simply click on any of the recommended courses below or select your desired Michigan insurance license type and your state from the "Licensing" section of the search box below. Good luck becoming a Michigan insurance agent!
Best-Selling Training Courses:
Below are information and links for you to read about specific requirements for each license type, as well as links to our best-selling Michigan Life & Health, Property & Casualty, and Adjuster insurance licensing courses.
Instructor-Led: Webinars
Online Training Courses
Find Seminars, Webinars, And Online Training In Your Area
About Our Michigan Insurance Licensing Courses And Exam Prep Materials
Your career as a Michigan insurance agent starts with earning the right licenses. We can help you earn these licenses with our pre-licensing courses, study guides, and exam prep materials that are designed to help you pass your Michigan licensing exam and start your career as a Michigan Insurance Agent.
Our exam prep materials are delivered in an easy-to-understand manner that provides important insights and valuable exam tips and strategies covering your state's rules and regulations for insurance licensing. Here is just some of what you'll learn by using our pre-licensing courses and exam prep materials:
- Downloadable/printable textbooks that utilizes short, focused paragraphs with numerous graphics and exercises to help you learn faster and retain critical information
- OnDemand Online Video Review that can be viewed anytime, anywhere, and as frequently as you like
- MP3 Audio Review
- State law supplement
- Tons of practice exam questions
Tips For Earning A Michigan Insurance License
Step 1. Purchase Your Pre-License Education CourseBefore attempting to take the insurance license exam you'll need to be sure you're well prepared. Since there is a fee for every attempt at the test, and the national first-time pass rate is between 50%-60%, it is not something to take lightly.
What we have found is that the majority of the non-pass attempts are from individual who don't study enough. Once they take the exam and realize that most of the questions can't be answered with common knowledge, they go back and purchase real study materials, then go back a second time and pass.
Since we want you to pass the first time you take the exam, we recommend that you take your studies seriously, and either take an online course or get a textbook before attempting the test. Insurance license exam fees aren't cheap, so save yourself some time and money by doing it right the first time.
Step 2. Take Multiple Insurance License Sample Practice ExamsThe next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each line of insurance you wish to carry. To ensure you pass your exam to become a licensed Insurance Agent, your best approach is to take as many practice exams as possible.
Michigan Insurance Licensing Requirements
Wondering how to become an insurance agent in Michigan? To help with your examination scheduling, we have provided below information on Michigan licensing requirements, its insurance department, and examination scheduling facilities.
General Requirements- Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth
- Non-citizens of the U.S. must have a resident license for selling insurance in one of the fifty (50) U.S. states
Life & Health Insurance Licensing- Candidates must complete 20 hours of pre-licensing for either or Life or Health license or 40 hours for a combined license
- Michigan pre-licensing can be done via self-study course
Property & Casualty Insurance Licensing- Candidates must complete 40 hours of pre-licensing for Property & Casualty or 20 hours for a single line of licensure
- Pre-licensing can be done via online or self-study course
Adjuster Licensing- You must be at least 18 years old
- There is no pre-licensing requirement but, due to the difficultly of the exam, we recommend taking an exam-prep course
- Register for, and pass, the state exam with http://candidate.psiexams.com/
Office of Financial and Insurance Regulation | Licensing DivisionAddress: PO Box 30220 | Lansing, MI 48909
Phone: 877.999.6442
Fax: 517.241.3953
Email: ofir-licensing@michigan.gov
Website: http://www.michigan.gov/ofirExamination SchedulingProvider: PSI Exams
Phone: 1.800.733.9267
Website: http://candidate.psiexams.com/Good luck passing your Michigan
P&C insurance licensing exam!
Other Insurance Licensing Courses For Michigan:
DisclaimerThis information is based on state laws and regulations, and is subject to change. ABTrainingCenter makes every effort to make sure this information is current and accurate, however, ABTrainingCenter is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.
