Life And Health Insurance Courses In Arizona
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How To Earn An Arizona Life And Health Insurance License
When it is time to earn your life insurance license or health insurance license in Arizona, the first step is making sure you are prepared. ABTrainingCenter.com has the Arizona life and health exam-prep courses you need to be fully ready for your Arizona life insurance exam or Arizona health insurance exam. We have customized programs that work with the way you learn best, so you are comfortable that you can walk into that exam and pass it the first time.
Why Become An Arizona Life And Health Insurance AgentA health or life insurance license in Arizona, or a combined Life & Health, is a great way to expand your insurance business. This license will help you expand your offerings to your Arizona customers and increase your policy sales.
About Our Life And Health Insurance Courses And Exam Prep Materials For Arizona
Even if you prefer to learn on your own, you will want to look into AB Training Center courses and exam prep materials for your Arizona life and health insurance licensing exam. We offer textbooks for self-study, as well as online classes. We have all the information that is likely to appear on the test and present it in comprehensive, digestible ways, including tons of sample exam questions. There is no better way to prepare for this exam. Here is just some of what you receive:
- A downloadable textbook that includes information on Arizona insurance laws
- Class Notes and Audio Review
- OnDemand Online Video Review that can be viewed as frequently as you like
- Loads of practice exam questions
Recommended Arizona Life And Health Insurance Courses And Exam Prep Materials
To find Arizona Life and Health insurance licensing courses and exam prep materials, simply click on any of the recommended courses below or select "Arizona" and your state from the "Licensing" section of the search box below. Good luck earning your Arizona Life & Health insurance license!
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Top FAQs
Life And Health Insurance Agents sell Life, Disability, Long Term Care, Medicare, and other policies to groups and individuals. You'll advise clients on what policies best suit their needs, tailor policies to fit their requirements, and help customers when they have questions or need to change their coverages.
The Life and Health insurance exam encompasses the fundamentals of the various types of life insurance products, such as whole life, term life, universal life and annuities, as well as health insurance offerings such as PPOs, HMOs and Major Medical. You'll need to understand all the policy components, such as riders, exclusions, amendments and provisions and how they apply to real-world scenarios. Most states also include questions regarding state-specific insurance regulations as well as the ethics of selling insurance products to ensure that agents meet the clients' needs.
You must take your state-required pre-licensing course, then pass your state's licensing exam. After passing your exam, you typically must meet any basic state requirements such as a minimum age, passing a background check, etc.
The Life and Health insurance exam encompasses the fundamentals of the various types of life insurance products, such as whole life, term life, universal life and annuities, as well as health insurance offerings such as PPOs, HMOs and Major Medical. You'll need to understand all the policy components, such as riders, exclusions, amendments and provisions and how they apply to real-world scenarios. Most states also include questions regarding state-specific insurance regulations as well as the ethics of selling insurance products to ensure that agents meet the clients' needs.
The Life and Health insurance exam encompasses the fundamentals of the various types of life insurance products, such as whole life, term life, universal life and annuities, as well as health insurance offerings such as PPOs, HMOs and Major Medical. You'll need to understand all the policy components, such as riders, exclusions, amendments and provisions and how they apply to real-world scenarios. Most states also include questions regarding state-specific insurance regulations as well as the ethics of selling insurance products to ensure that agents meet the clients' needs.
Arizona does not require you to take a certain amount of pre-license credits before testing. This means that studying for your exam is 100% up to you.
The exam will cover in-depth product knowledge, industry terms, and insurance concepts relating to the license you are pursuing – this is the “general section.†There is also a “state section†that will cover Arizona law, rules, and regulations found in the Arizona Revised Statutes (ARS).
Exams will last 2–2.5 hours and can have 100–150 questions. Each exam has an individual exam code you may need to know when you are reserving your exam time.Â
The passing rate will vary depending on the test you take and the state you are in. The National Association of Insurance Commissioners publishes data on pass rates by exam and by state showing a 60-70% pass rate for all exam takers, but with our courses over 90%!
The Arizona Life Insurance Licensing Exam with Prometricis $38
We offer online and Instructor-led courses for taking your state's required pre-licensing course and earning your Arizona insurance license.
For all insurance exams, you need a score of 70% or higher to pass. Immediately after your exam, you will receive a pass or fail notification.
Arizona allows you to retake the exam 4 times in a 12-month period. If all 4 exam attempts fail, you must wait 12 months before the next attempt.
Arizona requires fingerprint impressions from all unlicensed applicants. All fingerprints must be submitted electronically through the state-approved vendor, Fieldprint.Â
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Arizona Life And Health Licensing Requirements
Arizona Life And Health Pre-Licensing Requirements For Resident AgentsEvery state has its own licensing rules and regulations with respect to insurance licenses, including health and life insurance licenses. Arizona is no different. While many states require a certain number of hours or pre-licensing certification before you may sit for the licensing exam, Arizona does not.
That being said, it would be a mistake not to take advantage of exam-prep courses. Candidates who take advantage of the lack of pre-licensing requirements to try to take the exam without them are likely to struggle. This is a complicated exam with many parts, and the best way to pass it on the first attempt is with many hours of study and the right courses from a successful, established health and life insurance course provider. AB Training Center has all the requirements to be that provider.
After you have taken any preparatory courses you feel would be helpful and have completed your studies, you can schedule your life or health insurance licensing exam with Prometric. Register online or call them at 800-853-5448.
When you arrive at the test, make sure you have a valid government-issued ID with a picture and signature. Once you complete the exam, you will see your score immediately. You will also get a printed score report.
If you have passed, Prometric will also help you file your fingerprints with the state. The final step is to contact NIPR to apply for your license.
Arizona Life And Health Licensing Examination RequirementsYou may choose to take the Arizona life insurance exam only, the accident and health exam only, or a combined lines exam.
If you are just pursuing a life insurance license in Arizona, be prepared to take a 100-question, two-hour test covering the following areas:
- General Insurance
- Life Insurance Basics
- Life Insurance Policies
- Life Insurance Policy Provisions, Options and Riders
- Annuities
- Federal Tax Considerations for Life Insurance and Annuities
- Insurance Regulation
If you are just looking for an accident and health insurance license in Arizona, your 100-question, two-hour test will include:
- General Insurance
- Disability (Accident and Health) Insurance Basics
- Individual Disability (Accident and Health) Insurance Policy General Provisions
- Disability Income and Related Insurance
- Medical Plans
- Group Disability (Accident and Health) Insurance
- Dental Insurance
- Insurance for Senior Citizens and Special Needs Individuals
- Federal Tax Considerations for Health Insurance
- Federal Tax Considerations for Health Insurance
- Insurance Regulation
For the combined test, you will have two and a half hours to complete 150 questions that can cover any and all of the topics above. For each test, a 70% correct score or higher is required to pass.
Contact Info: Arizona Life & Health Insurance License Requirements
Arizona Department of Insurance - Licensing DivisionAddress: 100 North 15th Avenue, Suite 102 | Phoenix, AZ 85007-2624
Phone: 602.364.4457
Website: https://insurance.az.gov/producers/adjusterNon-Resident Arizona Insurance Adjuster LicenseNon-resident applicants for a AZ Adjuster License must submit an application. Please visit the
National Insurance Producer Registry for more information on Arizona non-resident licensing.
Other Insurance Licensing Courses For Arizona:
DisclaimerThis information is based on state laws and regulations, and is subject to change. ABTrainingCenter makes every effort to make sure this information is current and accurate, however, ABTrainingCenter is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.
