Life And Health Insurance Courses In Alabama
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Earn Your Alabama Life And Health Insurance License
If you have been searching for a way to prepare to earn your health and life insurance license in Alabama, youvve come to the right place. We have top-of-the-line Alabama pre-license exam courses that have had proven successful in helping other pass their Alabama insurance licensing exam. Our life and health insurance courses at ABTrainingCenter.com are approved by the Alabama Department of Insurance and are a great way to get you ready to pass your licensing exams as soon as possible.
The Benefits Of An Alabama Life And Health Insurance LicenseAs a holder of an Alabama Life and Health Insurance License, you will be authorized to sell both life and health insurance policies to residents of Alabama. This is one of the most important types of insurance for Alabama residents, so it will be to your insurance business' great advantage to have this license.
About Our Alabama Life And Health Insurance Courses And Exam Prep Materials
To give yourself the best chance of passing the Alabama life insurance exam and getting your life and health insurance license in Alabama, you will want to study as much as possible. Agent Broker Training Center can help, with a series of courses you can take online at your own convenience with all the information you need to pass your exam and earn your license. Here is just some of what you receive:
- A downloadable/printable textbook that utilizes short, focused paragraphs with numerous graphics and exercises to help students learn faster and retain critical information
- Class Notes
- MP3 Audio Review
- OnDemand Online Video Review that can be viewed anytime, anywhere, and as frequently as you like
- State Law Supplement
- Tons of practice exam questions
Recommended Alabama Life And Health Insurance Courses And Exam Prep Materials
To find Alabama Life and Health insurance licensing courses and exam prep materials, simply click on any of the recommended courses below or select "Alabama" and your state from the "Licensing" section of the search box below. Good luck passing your Alabama Life & Health insurance licensing exam!
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Top FAQs
The Life and Health insurance exam encompasses the fundamentals of the various types of life insurance products, such as whole life, term life, universal life and annuities, as well as health insurance offerings such as PPOs, HMOs and Major Medical. You'll need to understand all the policy components, such as riders, exclusions, amendments and provisions and how they apply to real-world scenarios. Most states also include questions regarding state-specific insurance regulations as well as the ethics of selling insurance products to ensure that agents meet the clients' needs.
You must take your state-required pre-licensing course, then pass your state's licensing exam. After passing your exam, you typically must meet any basic state requirements such as a minimum age, passing a background check, etc.
Life And Health Insurance Agents sell Life, Disability, Long Term Care, Medicare, and other policies to groups and individuals. You'll advise clients on what policies best suit their needs, tailor policies to fit their requirements, and help customers when they have questions or need to change their coverages.
If you work for a firm like AllState, you sell their produsts only. As an Independent Agent, you can sell products from several companies.
Independent Insurance Agents typically earn commissions for selling various insurance products.
COVID changed the delivery format for training. Now, most states use the Instrucor-led webinar format for those individuals who prefer "live" training. This format provides you with access to live and recorded sessions, as well as the ability to email your Instructor.
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Alabama Life And Health Licensing Requirements
Alabama Life And Health Pre-Licensing Requirements For Resident AgentsFirst, you must complete a state-approved 20-hr pre-licensing course for each line of insurance you wish to become licensed in. You will find each of the courses you need above. Satisfactory completion entails a passing grade of 70 percent or greater on the pre-licensing certification exam.
Once you have completed your course and received your certificate of completion, schedule your exam with the Alabama Department of Insurance by registering at training.ua.edu/insurance-testing/index.php.
Your test will be in Birmingham, Mobile, Huntsville, Tuscaloosa, Montgomery or Gadsden. The fee for both the Health and Life Insurance lines is $75. For Life-only or Accident and Health-only, the fee is $50.
Bring a valid government-issued ID and your pre-licensing certificate of completion on the scheduled test date. You will find your results on the Alabama Department of Insurance website in three days or less. After passing, schedule to get fingerprinted for $48.25 at https://www.aps.gemalto.com. Apply for your license at www.nipr.com and wait to receive your license.
Alabama Life And Health Licensing Examination RequirementsThe Alabama Life-only agent examination features seven chapters spread out over 125 questions. You have 2.5 hours to complete it with a passing score of 70 percent. The chapters are:
- General Life and Health Insurance
- Life Insurance Policies
- Life Policy, Options and Riders
- Annuities
- Retirement Plans and Social Security
- Alabama Insurance Law Pertinent to All Lines
- Alabama Insurance Law Relating to Life Insurance Alone
The Accident and Health-only Agent Examinations is 100 questions over two hours. A 70 percent score is required for passing. Chapters include:
- General Life and Health Insurance
- Health Foundations
- Medical Expense Policies
- Disability Income Policies
- Uniform Individual Health Policy Provisions Law
- Group Health Insurance
- Medicare, Medicaid, and Limited Health Insurance Policies
- Alabama Insurance Law Common to All Lines
- Alabama Insurance Law Pertinent to Accident and Health (Disability) Insurance
The Alabama Life, Accident and Health Agent combined insurance exam is 100 questions over two hours and features all the chapters listed above. A 70 percent score is required for passing.
Contact Information: Alabama Insurance Licensing
Alabama Department of Insurance - Licensing DivisionAddress: 201 Monroe Street, Suite 1700 | P.O. Box 303351 | Montgomery, AL 36130-3351
Phone: 334.241.4126
Fax: 334.240.3282
Website: http://www.aldoi.govExamination FacilityWebsite: http://www.aldoi.gov/Licensing/ExamSites.aspxOther Insurance Licensing Courses For Alabama:
DisclaimerThis information is based on state laws and regulations, and is subject to change. ABTrainingCenter makes every effort to make sure this information is current and accurate, however, ABTrainingCenter is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.
